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Spiko Connects EU T-Bill Funds to Coinbase Stablecoin Network

Summarized from Cointelegraph

Spiko has integrated Coinbase Payments into two EU-regulated UCITS Treasury funds, allowing investors to use USDC and EURC via the Base blockchain.

European fintech firm Spiko has linked its EU-regulated UCITS Treasury funds to Coinbase's stablecoin payment infrastructure, allowing investors to subscribe and redeem fund positions using USDC and EURC stablecoins settled over the Base blockchain network. The move marks a significant step toward merging traditional regulated investment vehicles with on-chain payment rails.

The integration centers on two UCITS-compliant Treasury bill funds that Spiko operates under European Union regulatory standards. By connecting these funds to Coinbase Payments, Spiko enables crypto-native investors to move capital in and out of regulated, yield-bearing T-bill products without converting back to traditional bank payment systems — a friction point that has historically slowed institutional and retail crypto adoption alike.

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The choice of Base — Coinbase's own Ethereum Layer 2 network — as the settlement layer is notable. Base offers lower transaction costs and faster finality than Ethereum mainnet, making it a practical fit for fund subscription and redemption flows that demand reliability and cost efficiency at scale.

The development reflects a broader market trend: regulated asset managers and fintech platforms are increasingly turning to stablecoin infrastructure to bridge the gap between compliant investment products and the on-chain economy. By accepting both the dollar-pegged USDC and the euro-pegged EURC, Spiko is positioning its funds to serve investors on both sides of the Atlantic currency divide, reducing foreign-exchange friction for European participants in particular.

Continue reading at Cointelegraph.

Frequently Asked Questions

Q.What stablecoins can investors use to access Spiko's Treasury funds?

Investors can use both USDC, a US dollar-pegged stablecoin, and EURC, a euro-pegged stablecoin, to subscribe to and redeem positions in Spiko's UCITS Treasury funds.

Q.What blockchain network does Spiko use for stablecoin settlement?

Spiko processes stablecoin subscriptions and redemptions through Base, Coinbase's Ethereum Layer 2 network.

Q.Are Spiko's Treasury funds regulated under EU law?

Yes, the funds Spiko has connected to Coinbase Payments are UCITS-compliant, meaning they operate under European Union regulatory standards for collective investment vehicles.

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