personal-finance
Auto 401(k) Rollovers Cut Cash-Outs but Accounts Stall in IRAs
A new automatic portability program is reducing 401(k) cash-outs among workers with small balances, though most funds stay stuck in temporary IRAs.
personal-finance · US Top News and Analysis
Fed Holds Rates Steady: Impact on Loans, Cards and Savings
The Federal Reserve kept its benchmark rate unchanged, directly affecting what Americans pay on credit cards, mortgages, auto loans, and savings yields.
personal-finance · MarketWatch.com - Top Stories
Social Security COLA Changes Could Cut Retiree Benefits
Lawmakers are weighing proposals to alter Social Security's cost-of-living adjustment, potentially reducing inflation protection for millions of retirees.
personal-finance · MarketWatch.com - Top Stories
Why a 60-40 Portfolio Still Beats Going All-In on Stocks
Many investors are overweight equities, but history shows a balanced 60-40 portfolio keeps pace with all-stock returns over 30 years.
personal-finance · US Top News and Analysis
Woman Pays $96 Monthly to Live Inside Yellowstone National Park
Zoe De La Paz left her Chicago corporate career to work as a seamstress inside Yellowstone for just $96 a month in housing costs.
personal-finance · US Top News and Analysis
Psychologist Reveals the Morning Question That Strengthens Couples
A relationships psychologist says emotionally intelligent partners ask a daily 'capacity check' question most couples skip.
personal-finance · MarketWatch.com - Top Stories
Single 58-Year-Old Veteran With $1.5M Asks: Can I Retire?
A California veteran with $1.5 million saved and a VA pension wants to know if early retirement is within reach.
personal-finance · MarketWatch.com - Top Stories
Inherited IRA With Siblings: Do You Need Separate Accounts?
A reader serving as executor asks whether three siblings must open individual inherited IRAs or can simply cash out a jointly inherited account.
personal-finance · CNBC
401(k) Balances for Americans in Their 30s and 40s: How You Compare
Financial experts share benchmarks for retirement savings in your 30s and 40s, plus strategies to catch up if you're behind.
personal-finance · MarketWatch.com - Top Stories
At 64, Should You Claim Spousal Social Security Benefits Now?
A 64-year-old woman weighs spousal Social Security benefits against waiting for her own. Here's what experts say.
personal-finance · Yahoo Finance
Investor Booked $90,000 in Losses Without Selling His Portfolio
One investor used a tax-loss harvesting swap to lock in $90K in losses during the 2022 crash—legally eliminating capital-gains taxes since.
personal-finance · MarketWatch.com - Top Stories
Estranged Daughter Silent 4 Years: Should She Inherit an Annuity?
A parent estranged from their daughter for four years wrestles with whether to leave her a monthly annuity despite years of silence.
personal-finance · MarketWatch.com - Top Stories
Managing a Parent's POA, Estate and Trust: Who Has Final Say?
Holding power of attorney, executor, and trustee roles simultaneously raises urgent questions about authority, accountability, and family dynamics.
personal-finance · MarketWatch.com - Top Stories
Why the Mediterranean Diet Beats All Others — and Stumps Americans
The Mediterranean diet tops global rankings, but its social and culinary demands challenge American lifestyles.
personal-finance · MarketWatch.com - Top Stories
Social Security Spousal Benefits: What Married Women Should Know
A MarketWatch reader asks about claiming spousal Social Security benefits early, then switching to a higher personal benefit at 70.